Unlock the path to financial freedom with actionable tips for mastering debt-free living, from budgeting and emergency savings to avoiding unnecessary debt.

Explore the key global and national economic trends shaping markets this month, including US election impacts, China’s major stimulus package, and Australia’s evolving monetary policy landscape.

This guide offers practical tips to manage holiday expenses, including budgeting, prioritising, pre-planning gifts, utilising sales, and creating DIY options, ensuring financial stability and reduced stress for the festive season.